Do you also want to invest in this scheme of the government? How and where to open account, how much interest will be received, know everything
highlights
Deposit facilities will be provided to women and girls through the scheme.
A fixed interest rate of 7.5 percent is offered in the investment plan.
Partial withdrawal facility is allowed in Mahila Samman Savings Certificate Scheme.
New Delhi. Finance Minister Nirmala Sitharaman has introduced the ‘Women’s Honor Savings Certificate’ scheme for women in the budget. Deposit facilities will be provided to women and girls through the ‘Mahila Samman Savings Certificate’ small savings scheme. Women in rural areas will be financially strengthened through Mahila Samman savings certificate. If you also want to invest in this scheme of the government, then we are telling you all the important things related to it….
Union Finance Minister Nirmala Sitharaman on 1 February (Wednesday) announced ‘Mahila Samman Savings Certificate’ for women in Budget 2023.
Mahila Samman Savings Certificate- Under the Mahila Samman Bachat Patra, women and girls have the facility of depositing lump sum in small savings scheme. The duration of this scheme has been kept for 2 years.
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What is the total amount that can be deposited- This deposit can be made in the name of woman or girl child. The maximum deposit amount has been kept at Rs 2 lakh.
What is the interest rate- A fixed interest rate of 7.5 percent is offered in the investment plan. Which is higher than most bank fixed deposits and other popular investment schemes like Post Office Monthly Income Scheme (POMIS), Senior Citizen Savings Scheme (SCSS), PPF, National Savings Certificate (NSC), and Sukanya Samriddhi Yojana.
maturity date- The lump sum deposit facility under Mahila Samman Savings Letter will be for a period of two years between 2023 and 2025.
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Tax benefit- Small Savings Schemes are investment vehicles for those who are eligible for tax under Section 80C important in Public Provident Fund (PPF), Senior Citizen Small Savings Scheme (SCSS), National Savings Certificate (NSC), and Sukanya Samriddhi Yojana (SSY) scheme. receive the benefits. However, the taxation structure of the scheme is not yet known.
What is the withdrawal limit- The Government of India has allowed the facility of partial withdrawal in the Mahila Samman Savings Certificate Scheme.
How and where to open account- The details of the scheme have not yet been shared by the government. However, analysts are of the opinion that this scheme can be opened in any state-owned banks from April 1, 2023.
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Tags: business news in hindi, Small Savings Schemes, Small Savings Schemes
FIRST PUBLISHED : February 03, 2023, 08:12 IST
