HomeLifestyleRailway Travel Insurance: Cover of 10 lakhs is available in less than...

Railway Travel Insurance: Cover of 10 lakhs is available in less than 1 rupee, definitely take it at the time of ticket booking

Highlights

In case of railway travel insurance, the insurance company compensates the loss caused to the passenger in the train accident.
If the ticket is booked, then the option of railway travel insurance comes on the website and app.
In case of a train accident, that person, nominee or his successor can claim insurance.

New Delhi. The Indian railway network is one of the largest rail networks in the world. Millions of people travel in it every day. Most of the people prefer to travel by train for long distance travel. The biggest reason behind this is the low rent. Travel by rail costs less than air and road transport. For the convenience and safety of the passengers, the railways continues to take many steps. Travel Insurance is also a great facility of a railway.

Railway Travel Insurance is available to those passengers who book train tickets online. But, very few people choose the railway travel insurance option. The reason is that they do not know about it. In this insurance, which is less than 1 rupee, the traveler gets a cover of up to 10 lakh rupees. Due to travel insurance, if the passenger suffers any kind of loss in a train accident, then the insurance company compensates it.

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How to get travel insurance
When booking tickets online, there is an option of Railway Travel Insurance on the website and app. Most of the people ignore this work option. Make sure to select the insurance option while booking the ticket. You will be charged only some money for insurance. On selecting the insurance option, a link will appear on your email id and mobile number. This link belongs to the insurer. By visiting this link, you must fill the nominee details there. It is easy to get an insurance claim only if there is a nominee in the insurance policy.

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will get this claim
In case of railway travel insurance, the insurance company compensates the loss caused to the passenger in the train accident. The sum insured is available only according to the loss caused to the passenger in the accident. In case of death of a passenger in a rail accident, Rs 10 lakh is available as sum insured. Even if the railway passenger becomes completely disabled in the accident, the company gives him 10 lakh rupees. At the same time, in case of partial permanent disability, Rs 7.5 lakh and injured will get Rs 2 lakh as hospital expenses.

must be a nominee
In case of a train accident, that person, nominee or his successor can claim insurance. Insurance can be claimed within 4 months of the train accident. One can file a claim application for insurance by visiting the office of the insurance company.

Tags: business news in hindi, Indian Railways, Indian Railway news, Insurance, train accident, train booking

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