Cardless Cash Withdrawal: If you miss your ATM-Debit card at home, then there is no need to worry if you want to withdraw money from the ATM. You can withdraw money from ATM even without a debit card. After the order of RBI, many banks of the country are giving cash withdrawal facility to customers even without ATM card. Recently, the Reserve Bank has started a new facility for the customers, through which customers can take advantage of cash withdrawal without ATM card only with the help of UPI. The cardless cash withdrawal facility will help in preventing frauds like skimming, card cloning, device tampering.
Bank customers will be able to avail the facility of Cardless Cash Withdrawal even without an ATM card. Banks have updated the UPI option by making changes in ATMs. Let us know how customers can withdraw cash through UPI.
For cardless cash withdrawal from ATM through UPI, first of all the request details have to be filled in the ATM machine.
After filling this detail, you will have a QR code generated.
Then you have to open your UPI app and scan that QR code.
After scanning, your request will be approved.
After this, you have to write the amount you want to withdraw, after that you can withdraw cash from the ATM machine.
In another way, UPI ID has to be filled in the ATM machine.
After this, the amount to be withdrawn will have to be written.
After this a request will come on your UPI app, which should be filled.
You have to approve the request by entering the PIN in the app.
After completing this process, you will be able to withdraw cash from ATM.
According to the HDFC Bank website, any of your beneficiary can also withdraw cash without debit-ATM card by visiting ATM only through mobile number. Let us explain to you step by step.
First of all, you have to login to HDFC Bank’s NetBanking. Then click on Transfer Funds.
Then click on Cardless Cash Withdrawal.
After selecting the debit account and beneficiary details, click on continue.
Enter the OTP received on your mobile number which will generate the request for cardless withdrawal.
Cardless cash withdrawal request will be valid for 24 hours. The request will expire after 24 hours.
The beneficiary has to visit the HDFC Bank ATM. The cardless cash option which will be visible on the screen has to be selected.
After this, OTP, your mobile number, 9 number order ID and amount will have to be written.
Once validated, the amount will be withdrawn from the ATM.
According to the HDFC website, through cardless cash withdrawal, you can do cash transactions ranging from a small amount of Rs 100 to Rs 10,000 per day and Rs 25,000 per month.
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